First time buyers Archives - The Loughborough Building Society https://www.theloughborough.co.uk/mortgages/first-time-buyers Helping you buy a home and save Mon, 08 Dec 2025 13:06:41 +0000 en-GB hourly 1 https://wordpress.org/?v=6.9 https://www.theloughborough.co.uk/wp-content/uploads/2020/09/cropped-loughborough-site-icon-32x32.png First time buyers Archives - The Loughborough Building Society https://www.theloughborough.co.uk/mortgages/first-time-buyers 32 32 Buy for University – Term Discount https://www.theloughborough.co.uk/mortgages/b4u-term-discount-635 Mon, 08 Dec 2025 13:06:14 +0000 https://www.theloughborough.co.uk/?post_type=mortgage&p=22676 Our Buy for University Term Discount Mortgage includes a discount of 1.54% from the Society’s standard variable mortgage interest rate, currently 7.89%, for the term of the mortgage. The interest rate charged cannot go below 3.50%. This product is available to applicants who are University/college students in tertiary education, with at least 1 full academic year […]

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]]> Our Buy for University Term Discount Mortgage includes a discount of 1.54% from the Society’s standard variable mortgage interest rate, currently 7.89%, for the term of the mortgage. The interest rate charged cannot go below 3.50%.

This product is available to applicants who are University/college students in tertiary education, with at least 1 full academic year remaining of the course on completion of the mortgage, assisted by a family member to purchase accomodation for their own use in the city/town of study in mainland England or Wales.

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]]> Discounted Market Value – 2 Year Fixed https://www.theloughborough.co.uk/mortgages/dmv-2-year-fixed-rate-599 Mon, 08 Dec 2025 13:06:08 +0000 https://www.theloughborough.co.uk/?post_type=mortgage&p=22681 Our Discounted Market Value 2 Year Fixed Rate product offers a fixed rate of 5.99% for a period of 2 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.89%.

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]]> Our Discounted Market Value 2 Year Fixed Rate product offers a fixed rate of 5.99% for a period of 2 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.89%.

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]]> Discounted Market Value – 5 Year Fixed https://www.theloughborough.co.uk/mortgages/dmv-5-year-fixed-rate-589 Mon, 08 Dec 2025 13:05:59 +0000 https://www.theloughborough.co.uk/?post_type=mortgage&p=22683 Our Discounted Market Value 5 Year Fixed Rate product offers a fixed rate of 5.89% for a period of 5 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.89%.

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]]> Our Discounted Market Value 5 Year Fixed Rate product offers a fixed rate of 5.89% for a period of 5 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.89%.

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]]> Family Deposit Mortgage 2 Year Discount https://www.theloughborough.co.uk/mortgages/family-deposit-mortgage-2-year-discount-609 Mon, 08 Dec 2025 13:05:54 +0000 https://www.theloughborough.co.uk/?post_type=mortgage&p=22685 Our Family Deposit 2 Year Discounted Rate Mortgage includes a discount of 1.80% from the Society’s standard variable mortgage interest rate (SVR), currently 7.89% for 2 years giving a current rate payable of 6.09%

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]]> Our Family Deposit 2 Year Discounted Rate Mortgage includes a discount of 1.80% from the Society’s standard variable mortgage interest rate (SVR), currently 7.89% for 2 years giving a current rate payable of 6.09%

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]]> Joint Borrower Sole Proprietor – 2 Year Fixed https://www.theloughborough.co.uk/mortgages/joint-borrower-sole-proprietor2-year-fixed579 Mon, 08 Dec 2025 13:05:41 +0000 https://www.theloughborough.co.uk/?post_type=mortgage&p=22689 Our Joint Borrower Sole Proprietor 2 year fixed rate mortgage product offers a fixed rate of 5.79% for a period of 2 years from the month of completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.89%.

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]]> Our Joint Borrower Sole Proprietor 2 year fixed rate mortgage product offers a fixed rate of 5.79% for a period of 2 years from the month of completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.89%.

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]]> 5 Year Fixed https://www.theloughborough.co.uk/mortgages/buying-a-home/5-year-fixed589 Mon, 08 Dec 2025 13:05:29 +0000 https://www.theloughborough.co.uk/?post_type=mortgage&p=22693 Our 5 Year Fixed Mortgage offers a fixed rate of 5.89% for a period of 5 years from the month of completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.89%.

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]]> Our 5 Year Fixed Mortgage offers a fixed rate of 5.89% for a period of 5 years from the month of completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.89%.

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]]> Shared Ownership 5 Year Fixed https://www.theloughborough.co.uk/mortgages/shared-ownership-5-year-fixed585 Mon, 08 Dec 2025 13:05:17 +0000 https://www.theloughborough.co.uk/?post_type=mortgage&p=22696 Our 5 Year Mortgage offers a fixed rate of 5.85% for a period of 5 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.89%.

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]]> Our 5 Year Mortgage offers a fixed rate of 5.85% for a period of 5 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.89%.

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]]> Shared Ownership 2 Year Fixed https://www.theloughborough.co.uk/mortgages/shared-ownership-2-year-fixed610 Mon, 08 Dec 2025 13:01:45 +0000 https://www.theloughborough.co.uk/?post_type=mortgage&p=22695 Our 2 Year Mortgage offers a fixed rate of 6.10% for a period of 2 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.89%.

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]]> Our 2 Year Mortgage offers a fixed rate of 6.10% for a period of 2 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.89%.

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]]> Buy for University – Term Discount https://www.theloughborough.co.uk/mortgages/b4u-term-discount-604 Mon, 08 Dec 2025 13:01:39 +0000 https://www.theloughborough.co.uk/?post_type=mortgage&p=22733 Our Buy for University Term Discount Mortgage includes a discount of 1.85% from the Society’s standard variable mortgage interest rate, currently 7.89%, for the term of the mortgage. The interest rate charged cannot go below 3.50%. This product is available to applicants who are University/college students in tertiary education, with at least 1 full academic year […]

The post Buy for University – Term Discount appeared first on The Loughborough Building Society.

]]> Our Buy for University Term Discount Mortgage includes a discount of 1.85% from the Society’s standard variable mortgage interest rate, currently 7.89%, for the term of the mortgage. The interest rate charged cannot go below 3.50%.

This product is available to applicants who are University/college students in tertiary education, with at least 1 full academic year remaining of the course on completion of the mortgage, assisted by a family member to purchase accomodation for their own use in the city/town of study in mainland England or Wales.

The post Buy for University – Term Discount appeared first on The Loughborough Building Society.

]]> Joint Borrower Sole Proprietor & Deposit Guarantee 5 Year Fixed https://www.theloughborough.co.uk/mortgages/joint-borrower-sole-proprietor-deposit-guarantee625 Mon, 08 Dec 2025 13:01:31 +0000 https://www.theloughborough.co.uk/?post_type=mortgage&p=22699 Our Joint Borrower Sole Proprietor & Deposit Guarantee 5 Year Fixed Rate Mortgage product offers a fixed rate of 6.25% for a period of 5 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.89%.

The post Joint Borrower Sole Proprietor & Deposit Guarantee 5 Year Fixed appeared first on The Loughborough Building Society.

]]> Our Joint Borrower Sole Proprietor & Deposit Guarantee 5 Year Fixed Rate Mortgage product offers a fixed rate of 6.25% for a period of 5 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.89%.

The post Joint Borrower Sole Proprietor & Deposit Guarantee 5 Year Fixed appeared first on The Loughborough Building Society.

]]> Borrowing Into Retirement Term Discount https://www.theloughborough.co.uk/mortgages/term-discount-borrowing-into-retirement-605 Mon, 08 Dec 2025 13:01:09 +0000 https://www.theloughborough.co.uk/?post_type=mortgage&p=22691 Our Term Discount Borrowing Into Retirement Mortgage includes a discount of 1.84% from the Society’s standard variable mortgage interest rate (SVR), currently 7.89%, for the term of the mortgage following completion of the loan. The interest rate charged cannot go below 3.50%.

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]]> Our Term Discount Borrowing Into Retirement Mortgage includes a discount of 1.84% from the Society’s standard variable mortgage interest rate (SVR), currently 7.89%, for the term of the mortgage following completion of the loan. The interest rate charged cannot go below 3.50%.

The post Borrowing Into Retirement Term Discount appeared first on The Loughborough Building Society.

]]> Joint Borrower Sole Proprietor – 5 Year Fixed https://www.theloughborough.co.uk/mortgages/joint-borrower-sole-proprietor5-year-fixed599 Mon, 08 Dec 2025 13:00:43 +0000 https://www.theloughborough.co.uk/?post_type=mortgage&p=22751 Our Joint Borrower Sole Proprietor 5 year fixed rate mortgage product offers a fixed rate of 5.99% for a period of 5 years from the month of completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.89%.

The post Joint Borrower Sole Proprietor – 5 Year Fixed appeared first on The Loughborough Building Society.

]]> Our Joint Borrower Sole Proprietor 5 year fixed rate mortgage product offers a fixed rate of 5.99% for a period of 5 years from the month of completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.89%.

The post Joint Borrower Sole Proprietor – 5 Year Fixed appeared first on The Loughborough Building Society.

]]> Borrowing Into Retirement 2 Year Fixed https://www.theloughborough.co.uk/mortgages/borrowing-into-retirement-2-year-fixed-599 Mon, 08 Dec 2025 13:00:27 +0000 https://www.theloughborough.co.uk/?post_type=mortgage&p=22757 Our  Borrowing Into Retirement 2 Year Fixed Mortgage offers a fixed rate of 5.99% for a period of 2 years from the month of completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.89%.

The post Borrowing Into Retirement 2 Year Fixed appeared first on The Loughborough Building Society.

]]> Our  Borrowing Into Retirement 2 Year Fixed Mortgage offers a fixed rate of 5.99% for a period of 2 years from the month of completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.89%.

The post Borrowing Into Retirement 2 Year Fixed appeared first on The Loughborough Building Society.

]]> 2 Year Discount https://www.theloughborough.co.uk/mortgages/buying-a-home/2-year-discount589 Mon, 08 Dec 2025 12:59:53 +0000 https://www.theloughborough.co.uk/?post_type=mortgage&p=22765 Our 2 Year Discount Mortgage includes a discount of 2.00% from the Society’s standard variable mortgage interest rate (SVR), currently 7.89% for 2 years giving a current rate payable of 5.89%. At the end of the 2 years the Society’s prevailing standard variable mortgage interest rate will apply. The interest rate charged cannot go below 3.50%.

The post 2 Year Discount appeared first on The Loughborough Building Society.

]]> Our 2 Year Discount Mortgage includes a discount of 2.00% from the Society’s standard variable mortgage interest rate (SVR), currently 7.89% for 2 years giving a current rate payable of 5.89%. At the end of the 2 years the Society’s prevailing standard variable mortgage interest rate will apply. The interest rate charged cannot go below 3.50%.

The post 2 Year Discount appeared first on The Loughborough Building Society.

]]> Credit Repair (Tier 4) Borrowing Into Retirement 2 Year Fixed https://www.theloughborough.co.uk/mortgages/credit-repair-borrowing-into-retirement-2-year-fixed-715 Mon, 08 Dec 2025 12:59:29 +0000 https://www.theloughborough.co.uk/?post_type=mortgage&p=22735 Our Credit Repair (Tier 4) Borrowing Into Retirement 2 Year Fixed Mortgage offers a fixed rate of 7.15% for a period of 2 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.89%.

The post Credit Repair (Tier 4) Borrowing Into Retirement 2 Year Fixed appeared first on The Loughborough Building Society.

]]> Our Credit Repair (Tier 4) Borrowing Into Retirement 2 Year Fixed Mortgage offers a fixed rate of 7.15% for a period of 2 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.89%.

The post Credit Repair (Tier 4) Borrowing Into Retirement 2 Year Fixed appeared first on The Loughborough Building Society.

]]> Credit Repair (Tier 4) Shared Ownership 2 Year Fixed https://www.theloughborough.co.uk/mortgages/credit-repair-shared-ownership-2-year-fixed715 Mon, 08 Dec 2025 12:58:15 +0000 https://www.theloughborough.co.uk/?post_type=mortgage&p=22737 Our Credit Repair (Tier 4) Shared Ownership 2 Year Fixed product offers a fixed rate of 7.15% for a period of 2 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.89%.

The post Credit Repair (Tier 4) Shared Ownership 2 Year Fixed appeared first on The Loughborough Building Society.

]]> Our Credit Repair (Tier 4) Shared Ownership 2 Year Fixed product offers a fixed rate of 7.15% for a period of 2 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.89%.

The post Credit Repair (Tier 4) Shared Ownership 2 Year Fixed appeared first on The Loughborough Building Society.

]]> Impaired Credit (Tier 3) Borrowing Into Retirement 2 Year Fixed https://www.theloughborough.co.uk/mortgages/impaired-credit-borrowing-into-retirement-2-year-fixed-655 Mon, 08 Dec 2025 12:58:10 +0000 https://www.theloughborough.co.uk/?post_type=mortgage&p=22741 Our Impaired Credit (Tier 3) Borrowing Into Retirement 2 Year Fixed Mortgage offers a fixed rate of 6.55% for a period of 2 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.89%.

The post Impaired Credit (Tier 3) Borrowing Into Retirement 2 Year Fixed appeared first on The Loughborough Building Society.

]]> Our Impaired Credit (Tier 3) Borrowing Into Retirement 2 Year Fixed Mortgage offers a fixed rate of 6.55% for a period of 2 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.89%.

The post Impaired Credit (Tier 3) Borrowing Into Retirement 2 Year Fixed appeared first on The Loughborough Building Society.

]]> Impaired Credit (Tier 3) Shared Ownership 2 Year Fixed https://www.theloughborough.co.uk/mortgages/impaired-credit-shared-ownership-2-year-fixed655 Mon, 08 Dec 2025 12:57:55 +0000 https://www.theloughborough.co.uk/?post_type=mortgage&p=22747 Our Impaired Credit (Tier 3) Shared Ownership 2 Year Fixed product offers a fixed rate of 6.55% for a period of 2 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.89%.

The post Impaired Credit (Tier 3) Shared Ownership 2 Year Fixed appeared first on The Loughborough Building Society.

]]> Our Impaired Credit (Tier 3) Shared Ownership 2 Year Fixed product offers a fixed rate of 6.55% for a period of 2 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.89%.

The post Impaired Credit (Tier 3) Shared Ownership 2 Year Fixed appeared first on The Loughborough Building Society.

]]> Near Prime (Tier 2) Borrowing Into Retirement 2 Year Fixed https://www.theloughborough.co.uk/mortgages/near-prime-borrowing-into-retirement-2-year-fixed-635 Mon, 08 Dec 2025 12:57:42 +0000 https://www.theloughborough.co.uk/?post_type=mortgage&p=22761 Our Near Prime (Tier 2) Borrowing Into Retirement 2 Year Fixed Mortgage offers a fixed rate of 6.35% for a period of 2 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.89%.

The post Near Prime (Tier 2) Borrowing Into Retirement 2 Year Fixed appeared first on The Loughborough Building Society.

]]> Our Near Prime (Tier 2) Borrowing Into Retirement 2 Year Fixed Mortgage offers a fixed rate of 6.35% for a period of 2 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.89%.

The post Near Prime (Tier 2) Borrowing Into Retirement 2 Year Fixed appeared first on The Loughborough Building Society.

]]> Credit Repair (Tier 4) – 2 Year Fixed https://www.theloughborough.co.uk/mortgages/credit-repair-2-year-fixed-rate699 Mon, 08 Dec 2025 12:57:25 +0000 https://www.theloughborough.co.uk/?post_type=mortgage&p=22701 Our Credit Repair (Tier 4) 2-Year Fixed Rate product offers a fixed rate of 6.99% for a period of 2 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.89%.

The post Credit Repair (Tier 4) – 2 Year Fixed appeared first on The Loughborough Building Society.

]]> Our Credit Repair (Tier 4) 2-Year Fixed Rate product offers a fixed rate of 6.99% for a period of 2 years from completion. Thereafter the interest rate will revert to the Society’s prevailing standard variable mortgage interest rate (SVR), currently 7.89%.

The post Credit Repair (Tier 4) – 2 Year Fixed appeared first on The Loughborough Building Society.

]]>