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Two Year Fixed Rate Bond – Issue 151 – Maturity Date 31 October 2026

Home > Savings > Limited access > Two Year Fixed Rate Bond - Issue 151 - Maturity Date 31 October 2026
Product
Balance
AER
Gross
 
Two Year Fixed Rate Bond – Issue 151 – Maturity Date 31 October 2026
£500 or more
4.45%
4.45%
Product
Two Year Fixed Rate Bond – Issue 151 – Maturity Date 31 October 2026
Balance
£500 or more
AER
4.45%
Gross
4.45%

Further information

  • Minimum investment £500
  • Maximum investment £200,000 per account
  • Only one account per member
  • Available to new members and existing members aged 16 years and over residing in the United Kingdom.
  • An Investment Certificate will be issued when the account is opened, annual statements are not provided but are available on request.
Summary Box
Account NameTwo Year Fixed Rate Bond – Issue 151 – Maturity Date 31 October 2026
What is the Interest Rate?
    • Interest Rate is fixed and is 4.45% Gross/AER*.
    • Interest is calculated daily, and paid on the 31st October 2024, 31st October 2025 and on maturity, 31st October 2026
    • Interest can be added to the account, paid to another Loughborough Building Society account (excluding ISAs) or paid externally into your Bank account.
Can the Loughborough Building Society change the Interest Rate?
    • No, the interest rate is fixed until the 31st October 2026.
What would the estimated balance be after 24 months based on a £1,000 deposit?
    • If you deposited £1,000 in this account, after 24 months you would have £1,090.98.
    • Please note that this projection is provided for illustration purposes only and assumes the interest is being added to the account after the initial deposit is made.
How do I open and manage my account?
    • To open an account, you will need to provide a completed application form along with proof of your identity and address.
    • Available to new members and existing members aged 16 years and over, residing in the United Kingdom.
    • Only one account per member.
    • Minimum investment £500.
    • Maximum investment £200,000 per account.
    • Additional deposits are permitted but must be received no later than 14 days from the account opening date.
    • You will receive an Investment Certificate, annual statements are not provided but are available on request.
Can I withdraw money?
    • Withdrawals are not allowed until the first working day after maturity which is Monday 2nd November 2026.
    • The account may be closed without penalty or notice should the investor die before maturity.
    • The account will mature at midnight on 31st October 2026. On the day after maturity (1st November 2026), your funds (including interest, if applicable) will be transferred to a bond holding account. Full details will be provided before maturity.
Additional Information
    • Interest is payable gross (no tax is deducted). However, you may be liable to pay tax depending on your income, for further details go to GOV.UK and search Personal Savings Allowance.
    • You will be contacted before the maturity date to advise you of the options available.
    • This is a limited edition product and may be withdrawn without notice at any time.
    • There is no cooling off period on this product
    • *Gross means the contractual rate of interest payable before the deduction of income tax.  This account is tax free.  AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.

Terms and Conditions

Before opening this account please read our General Terms and Conditions.

Financial Services Compensation Scheme

We are covered by the Financial Services Compensation Scheme (FSCS).  The FSCS can pay compensation to depositors if a building society is unable to meet its financial obligations.  It’s important that you read the FSCS Information Sheet. It provides basic information about the protection of your savings deposits.

Opening an account is easy and you can do that in any of our branches or by post.

Simply download, print and complete the application form.  Then return your completed form, necessary identification and opening cheque to your preferred branch or post it to Loughborough Building Society, 56 Woodgate, Loughborough LE11 2TZ, alternatively, you can scan your completed, signed application and identity documents to [email protected]. An electronic payment can be made once the account is opened.

Cheques must be payable to the account holder.

For postal applications we will accept photocopy or scanned documents, not photographs. The copy must be a clear, readable version of the full original document.

You should read all the product information to ensure this account is right for you and also the Financial Services Compensation Scheme Information Sheet and our General Terms and Conditions.

Download an application form