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All Savings

Our full range of simple straightforward savings accounts designed to help you make the most of your money.

You can find more information and answers to some questions you may have in our Savings FAQs.

Product availability is by location and for UK residents only. Please see the availability information in each individual product for full details.

Our current interest rates sheet has an up-to-date list of our savings interest rates.

Easy Access

Product
Balance
Age Range
AER
Gross
 
Regular Saver – Issue 1
£10 or more
16 years and over
2.50%
2.50%
Product
Regular Saver – Issue 1
Balance
£10 or more
Age Range
16 years and over
AER
2.50%
Gross
2.50%
Instant Access
£10 or more
16 years and over
2.00%
2.00%
Product
Instant Access
Balance
£10 or more
Age Range
16 years and over
AER
2.00%
Gross
2.00%
Access X2
£1,000 or more
16 years and over
4.25%
4.25%
Product
Access X2
Balance
£1,000 or more
Age Range
16 years and over
AER
4.25%
Gross
4.25%
Access x3
£1,000 or more
16 years and over
3.95%
3.95%
Product
Access x3
Balance
£1,000 or more
Age Range
16 years and over
AER
3.95%
Gross
3.95%

Limited access

Product
Balance
Age Range
AER
Gross
 
50 Day Notice Account Issue 3
£50 or more
16 years and over
3.65%
3.65%
Product
50 Day Notice Account Issue 3
Balance
£50 or more
Age Range
16 years and over
AER
3.65%
Gross
3.65%
Monthly Income 60 Account
£10,000 or more
16 years and over
3.70%
3.70%
Product
Monthly Income 60 Account
Balance
£10,000 or more
Age Range
16 years and over
AER
3.70%
Gross
3.70%
100 Day Notice Account (Monthly Income)
£10,000 or more
16 years and over
4.25%
4.25%
Product
100 Day Notice Account (Monthly Income)
Balance
£10,000 or more
Age Range
16 years and over
AER
4.25%
Gross
4.25%
Limited Access Monthly Saver
£1 or more
16 years and over
4.75%
4.75%
Product
Limited Access Monthly Saver
Balance
£1 or more
Age Range
16 years and over
AER
4.75%
Gross
4.75%
One Year Fixed Rate Monthly Saver – Issue 2
£1 or more
16 years and over
5.05%
5.05%
Product
One Year Fixed Rate Monthly Saver – Issue 2
Balance
£1 or more
Age Range
16 years and over
AER
5.05%
Gross
5.05%
Nine Month Monthly Income Fixed Rate Bond – Issue 154 – Maturity Date 1st September 2025
£10,000 or more
16 years and over
4.25%
4.25%
Product
Nine Month Monthly Income Fixed Rate Bond – Issue 154 – Maturity Date 1st September 2025
Balance
£10,000 or more
Age Range
16 years and over
AER
4.25%
Gross
4.25%
Five Year Retirement Monthly Saver
£55 or more
55 years and over
5.50%
5.50%
Product
Five Year Retirement Monthly Saver
Balance
£55 or more
Age Range
55 years and over
AER
5.50%
Gross
5.50%

Younger generation

Product
Balance
Age Range
AER
Gross
 
Young Regular Saver – Issue 1
£10 or more
Under 18 years
3.25%
3.25%
Product
Young Regular Saver – Issue 1
Balance
£10 or more
Age Range
Under 18 years
AER
3.25%
Gross
3.25%
Zero to Eighteen Account
£10 or more
Under 18 years
3.40%
3.40%
Product
Zero to Eighteen Account
Balance
£10 or more
Age Range
Under 18 years
AER
3.40%
Gross
3.40%

Community Accounts

Product
Balance
Age Range
AER
Gross
 
Rainbows Community Saver – Instant Access
£10 or more
16 years and over
2.00%
2.00%
Product
Rainbows Community Saver – Instant Access
Balance
£10 or more
Age Range
16 years and over
AER
2.00%
Gross
2.00%
Barrow Upon Soar Library Community Saver – Instant Access
£10 or more
16 years and over
2.00%
2.00%
Product
Barrow Upon Soar Library Community Saver – Instant Access
Balance
£10 or more
Age Range
16 years and over
AER
2.00%
Gross
2.00%
Rainbows Community Saver – Access X4
£1,000 or more
16 years and over
3.65%
3.65%
Product
Rainbows Community Saver – Access X4
Balance
£1,000 or more
Age Range
16 years and over
AER
3.65%
Gross
3.65%
Barrow Upon Soar Library Community Saver – Access X4 – 3.65% Effective interest rate as of 8/1/25
£1,000 or more
16 years and over
3.65%
3.65%
Product
Barrow Upon Soar Library Community Saver – Access X4 – 3.65% Effective interest rate as of 8/1/25
Balance
£1,000 or more
Age Range
16 years and over
AER
3.65%
Gross
3.65%

Cash ISA

Product
Balance
Age Range
AER
Gross
 
Instant Access Cash ISA – Issue 5
£1 or more
18 years and over
3.45%
3.45%
Product
Instant Access Cash ISA – Issue 5
Balance
£1 or more
Age Range
18 years and over
AER
3.45%
Gross
3.45%
Access x1 Cash ISA
£10 or more
16 years and over
4.30%
4.30%
Product
Access x1 Cash ISA
Balance
£10 or more
Age Range
16 years and over
AER
4.30%
Gross
4.30%
120 Day Notice Cash ISA
£3,000 or more
16 years and over
4.15%
4.15%
Product
120 Day Notice Cash ISA
Balance
£3,000 or more
Age Range
16 years and over
AER
4.15%
Gross
4.15%
Access x2 Cash ISA
£10 or more
16 years and over
4.20%
4.20%
Product
Access x2 Cash ISA
Balance
£10 or more
Age Range
16 years and over
AER
4.20%
Gross
4.20%
Access x3 Cash ISA
£10 or more
16 years and over
3.90%
3.90%
Product
Access x3 Cash ISA
Balance
£10 or more
Age Range
16 years and over
AER
3.90%
Gross
3.90%

Business savings

Product
Balance
Age Range
AER
Gross
 
Instant Access Deposit – 1.90% Effective interest rate as of 8/1/25
£10 or more
18 years and over
1.90%
1.90%
Product
Instant Access Deposit – 1.90% Effective interest rate as of 8/1/25
Balance
£10 or more
Age Range
18 years and over
AER
1.90%
Gross
1.90%
Access X4 Business Deposit Account
£1,000 or more
18 years and over
3.45%
3.45%
Product
Access X4 Business Deposit Account
Balance
£1,000 or more
Age Range
18 years and over
AER
3.45%
Gross
3.45%
30 Day Notice Deposit Account – 3.05% Effective interest rate as of 8/1/25
£1,000 or more
18 years and over
3.05%
3.05%
Product
30 Day Notice Deposit Account – 3.05% Effective interest rate as of 8/1/25
Balance
£1,000 or more
Age Range
18 years and over
AER
3.05%
Gross
3.05%
60 Day Notice Deposit Account – 3.45% Effective interest rate as of 8/1/25
£1,000 or more
18 years and over
3.45%
3.45%
Product
60 Day Notice Deposit Account – 3.45% Effective interest rate as of 8/1/25
Balance
£1,000 or more
Age Range
18 years and over
AER
3.45%
Gross
3.45%
120 Day Notice Deposit Account – 3.95% Effective interest rate as of 8/1/25
£1,000 or more
18 years and over
3.95%
3.95%
Product
120 Day Notice Deposit Account – 3.95% Effective interest rate as of 8/1/25
Balance
£1,000 or more
Age Range
18 years and over
AER
3.95%
Gross
3.95%

How to apply…

Opening an account is easy and you can do that in any of our branches or by post.

Before choosing an account you should read the product information to enable you to choose the one that’s right for you.  Once you’ve made your decision, the ‘How to apply’ section of your chosen product will provide all the guidance you need to make and application.