Ways to own your home
Combine your family resources
Joint Borrower Sole Proprietor
Our Joint Borrower Sole Proprietor mortgage enables you to combine your resources with those of supporting family members so you can afford your own home. With up to two owner occupiers and up to two non-owning borrowers, the prospect of owning your own home could become a reality.
You can find more information and answers to some questions you may have in our Joint Borrower Sole Proprietor FAQ’s.
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Fixed rate
Product
Initial rate
Overall cost
for comparison
for comparison
Max % LTV
Product Fee
Mortgage Repayment
Joint Borrower Sole Proprietor & Deposit Guarantee 5 Year Fixed
Representative Example
Representative Example
6.25%
7.5% APRC
100%
£499
Product
Joint Borrower Sole Proprietor & Deposit Guarantee 5 Year Fixed
Representative Example
Joint Borrower Sole Proprietor & Deposit Guarantee 5 Year Fixed
Representative Example
Initial rate
6.25%
6.25%
Overall cost for comparison
7.5% APRC
7.5% APRC
Max% LTV
100%
100%
Completion Fee
£499
£499
Joint Borrower Sole Proprietor – 5 Year Fixed
Representative Example
Representative Example
5.85%
7.4% APRC
95%
£0
Product
Joint Borrower Sole Proprietor – 5 Year Fixed
Representative Example
Joint Borrower Sole Proprietor – 5 Year Fixed
Representative Example
Initial rate
5.85%
5.85%
Overall cost for comparison
7.4% APRC
7.4% APRC
Max% LTV
95%
95%
Completion Fee
£0
£0
Variable rate
Product
Initial rate
Overall cost
for comparison
for comparison
Max % LTV
Product Fee
Mortgage Repayment
Joint Borrower Sole Proprietor – 3 Year Discount
Representative Example
Representative Example
5.15%
7.6% APRC
95%
£999
Product
Joint Borrower Sole Proprietor – 3 Year Discount
Representative Example
Joint Borrower Sole Proprietor – 3 Year Discount
Representative Example
Initial rate
5.15%
5.15%
Overall cost for comparison
7.6% APRC
7.6% APRC
Max% LTV
95%
95%
Completion Fee
£999
£999